Commentary: I thought you would enjoy this week’s article as it explains the old “marshmallow test” in answering the question of “should US retirees delay claiming Social Security until age 70, even if they have to spend savings until then?” You may ask “What do...

Commentary: With one month to go until the new year, it might be a good time to reflect on the status of your retirement savings in order to better understand what your choices and needs will be in 2021. Take a look at this week’s article for a few retirement...

Commentary: This week’s article highlights a Harris Poll that showed “workers who have been laid off or had their hours reduced amid the pandemic are particularly concerned about their future.” “70% say they are worried about running out of money in retirement, 61%...

Commentary: We’ve been receiving calls from people thinking that somehow, with the election having just occurred, there are tax law changes that have already been enacted, or that 401(k) and IRA money is slated to be taxed. No, the Tax Laws have not changed. From time...

Commentary: Simultaneously with thinking about where to put hard earned savings in order to obtain an income you can’t outlive in retirement, it may interest you to read a new U.S. News analysis compares the 150 largest metropolitan areas in the country as potential...

Commentary: Above all else, don’t give up. This week’s article tells us that when it comes to retirement planning "It's “entirely understandable to be both intimidated and frustrated by all the challenges you might face, particularly with respect to finding work if...

Commentary: This week’s article tells us that “managing your risk constitutes a major element of your financial plan”, and that risk includes items such as your life in addition to your home. Life insurance can be viewed as insurance to replace lost earnings, to...

Commentary: Research has shown that one of the roadblocks seniors face in setting aside adequate savings needed to retire is the financial help that their adult children may unexpectedly need. One way of working to reduce those occasions where financial assistance is...

Commentary: We have always tried to keep things simple, and so were thrilled to read this week’s article where a member of the faculty at the Stanford Institute for Economic Policy Research has shown the adage “the simpler, the better” when it comes to retirement...

Commentary: The title of this week’s article caught my eye because most news articles nowadays are telling us we are at risk of shortening our life because of COVID; but of course the article was talking about longevity risk. What exactly is that? “The old line in...